NEW UPDATE: The new FEMA SFHDF 086-0-32 is in effect at Nationwide.
The existing Standard Flood Hazard Determination Form (FEMA form 086-0-32, formerly 81-93) expired on May 30, 2015.
FEMA has released the new version of the Standard Flood Hazard Determination Form (FEMA Form 086-0-32). This version of the Form has an effective date of June 2016 and an expiration date of October 31, 2018. While this new version of the Form is available for use at any time, FEMA acknowledges on its webpage that the "previous form which expired on May 30, 2015 can continue to be used during the phase in period". At this point this "phase in period" is undefined, but past experience would indicate that we can expect at least a six to twelve month transition period, if not longer.
In no way does the expiration of the SFHDF invalidate a flood determination by Nationwide, as long as it is covered under life-of-loan tracking. All past and present flood determinations by Nationwide are valid, whether on an expired SFHDF or not.
